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Returning to Canada

Aim for a smooth transition after studying abroad.

Are You an International Medical Graduate?

Welcome back. We’re here to help you make a smooth transition during your return to Canada. MD Financial Management is number one with physicians because we put physicians first. As a resident returning to Canada, you are in an ideal position to start assembling your MD financial team. Learn more.

Your Net Worth

We suggest getting a firm idea of where you stand financially. Our online debt assessment tool gives you a snapshot of your:

  • net worth—the difference between what you have an what you owe
  • cash flow—where your money comes from and where it goes
  • total debt—how much debt you took on during med school

Try the debt assessment tool.


Banking and Credit Card Services

Take advantage of special banking and credit card services, tailored to your needs as a resident:

  • no monthly fee chequing account1, unlimited electronic transactions, up to 200 free cheques per year, access to over 3,300 ATM machines across Canada2, overdraft protection3 and much more
  • CMA/MD Platinum MastercardTM with no annual fee for the first two years4 and extensive travel offers and other rewards—learn more
  • a medical student and resident line of credit5 that lets you borrow up to $275,000 and get the funds you need in flexible annual increments
Talk to an MD Advisor

Together with your MD advisor, you can build a financial plan that will support you through residency and into practice. Email MD Financial Management or call 1 866 243-9505.

Introducing MD MedEd CounselTM

A team of MD Advisors and Early Career Specialists dedicated exclusively to medical student and residents.

Find an MD Advisor or Early Career Specialist near you.